What should I do if my social security is cut off for one month? Analysis of popular topics on the entire network in the past 10 days
Discontinued social security payments are a problem that many people in the workplace may encounter, especially during changing jobs, leaving their jobs or freelancing. In the past 10 days, the topic of social security payment has soared on major social platforms and Q&A communities. This article will combine hot discussions across the Internet to explain in detail the impact and remedial measures of social security discontinuation.
1. The direct impact of social security payment for 1 month
| Range of impact | Consequences of 1 month off | Regional differences |
|---|---|---|
| Medical Insurance | Unable to swipe your card to reimburse the next month (some cities have a 3-month buffer period) | First-tier cities such as Beijing and Shanghai have greater impact |
| Pension insurance | Cumulative calculation, small short-term impact | National unified policy |
| Eligibility for buying a house | Recalculate the continuous payment time | Special attention should be paid to cities such as Beijing, Shanghai, Guangzhou and Shenzhen |
| Children's education | Some cities affect points for admission | Talent gathering places such as Shenzhen and Hangzhou |
2. Latest remediation plan for 2023 (data source: official website of local human resources and social security bureaus)
| Remedy | Applicable groups | Processing time limit | Success rate |
|---|---|---|---|
| Repayment by the unit | Discontinued payment due to unit reasons | Within 3 months after the payment is cut | More than 95% |
| Flexible employment insurance | Transition period for resignation | Process at any time | 100% |
| Social security payment | Freelancer | Before the 25th of each month | Pay attention to legal risks |
| Urban and rural residents' medical insurance | Rural household registration personnel | The annual centralized insurance period | 80% |
3. Five major issues that netizens are most concerned about (data source: Zhihu, Weibo hot searches)
1."How much does it cost to pay for one month after payment?"Taking Beijing as an example, the minimum amount of compensation is about 2,186 yuan (pension + medical care + unemployment).
2."Will maternity allowances be affected?"Most areas require payment for 12 consecutive months before delivery.
3."Does the provident fund be paid out simultaneously?"Provident fund and social security belong to different systems, but enterprises usually pay simultaneously.
4."Can Alipay/WeChat make up for self-service payment?"Currently, only a few pilot cities have launched this function.
5."Will the discontinuation of payment records affect the political review of civil servants?"Generally, it does not affect it, but it needs to be proved that it is not malicious to discontinue payment.
4. 3-step emergency plan suggested by experts
1.Immediately diagnose the cause of payment: Confirm whether the unit misses payment or the individual fails to handle the transfer in time.
2.Priority for medical insurance payment: The impact of medical discontinuation will be immediate, and it is recommended to deal with it within 5 working days.
3.Keep all payment certificates: Including bank deduction records, unit repayment certificates, etc., and will be kept for at least 5 years.
5. Quick review of special policies in various places
| City | Special policies | Consultation phone number |
|---|---|---|
| Shanghai | "Retrospective Repayment" is allowed for up to 6 months | 12333 |
| Guangzhou | Payment during the epidemic will not be included in the home purchase qualification assessment | 12345 |
| Chengdu | Open a green channel for "social security first aid" | 028-12333 |
| Wuhan | College students can apply for social security deferral payments in their business | 027-85765410 |
6. Long-term solutions
For people who frequently change jobs, it is recommended:
1. Choose social security agency service (qualifications need to be confirmed)
2. Confirm the social security connection time with the new unit before leaving the job
3. Establish personal social security files and check payment records regularly
4. Consider purchasing commercial insurance as a supplementary protection
Although it is common to stop paying social security, timely handling can minimize the impact. It is recommended that all working people check the social security status at least once a quarter to prevent problems before they happen. If you need further assistance, you can directly call the 12333 National Social Security Service Hotline for consultation on the latest local policies.
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